Processing Solutions
DISCOVER THE SACRAMENTO PAYMENTS DIFFERENCE!
We’re honest and respectful
If you already have a great relationship and pricing in place, we understand! Our door is always open if you ever have questions or need assistance down the road.
We’re transparent and upfront
Our costs are clear and concise, without any hidden fees that may take you by surprise.
We’re here for you
Our in-house support teams can handle all inquiries and requests. With ONE phone call, we can assist with account maintenance, processing inquiries, technical matters, point of sale training, and more!
We develop and support our own technologies in-house
With in-house development and support of our own products, you can rest assured your business will always be up and running at full speed!
With our tools, resources, and support, you will be well-positioned to select the solutions that will grow with your business for years to come!
MERCHANT ACCOUNTS
To build a successful business, you need the best tools and resources in place—including how you accept payments from your valued customers. Whether you’re new to accepting credit cards or are looking for more affordable, innovative payment options, Electronic Payments has the solutions in place to fit the needs of every business!
Retail
Restaurant
Quick Service
Mobile Processing
Pay-at-the-Pump
eCommerce
Hospitality
Supermarkets/Multi-Lane
EXATOUCH POINT OF SALE
Every business is different. Now more than ever, it is essential to have a POS solution that not only keeps you up to speed on the latest payment technologies, but also manages your daily operations with ease. Exatouch® is a complete point of sale system that includes all the equipment, tools, and support you need in one convenient, cost-effective package – powered by our payment partner, Electronic Payments. Oversee employee, customer, and vendor management, while gaining greater insight into your overall business performance with real-time stock counts, purchasing trends, and more!
From Start to Finish—We Take a Personal Approach to Payments
Consultation and Demo
Experience Exatouch firsthand with a live product tour and demo tailored to your business. We’ll discuss your needs and identify a system that will work for you!
Seamless Setup
With turnkey inventory and menu buildouts, our team will preload your inventory and menu into the system before it’s shipped to you.
Cost Effective
Now, the upfront investment for a complete POS system doesn’t have to break your budget. Our comprehensive packages include the hardware, software, support and upgrades at a competitive price point.
Personal Training
Get the most out of your Exatouch system from day one! You and your staff will benefit from complimentary training with one of our Exatouch product specialists.
Cloud Backup
The days of worrying about losing data are over! With daily Cloud backup, your data is accessible and securely stored at all times.
Easy Installation
We’ll assist with the setup and schedule a dedicated telephone call to install your new equipment and address any questions with you.
DESIGNED FOR YOUR BUSINESS
Perfect for restaurants, retail merchants, liquor stores, salons/spas, convenience stores and more, Exatouch is so much more than your standard POS. Find out how this full-featured business management solution saves time, money and enhances overall operations – no matter your business type!
Learn More
See how Exatouch Point of Sale streamlines store management with exclusive features and benefits, including: -An overview of what’s in the Exatouch bundle -Exatouch services (inventory import/review, customer settings, training, support, and more) -Robust apps and features, including: -Intuitive, customizable register -Customer management -Discounts and promotions -Inventory tracking -Sales data and reporting -And so much more!
CONTACTLESS & EMV PAYMENTS WITH TIP ADJUST
MOBILE SOLUTIONS FOR CURBSIDE PICKUP, DELIVERY & PAY-AT-TABLE
SUPPORT FOR CASH DISCOUNTING
PRINT, EMAIL, OR TEXT RECEIPTS
SIMPLE SPLITTING OF CHECKS AND TENDER TYPES
FREE GIFT CARD PROCESSING
CAPTURE CUSTOMER RATINGS
SETUP, TRAINING & SUPPORT FROM OUR IN-HOUSE, U.S.-BASED TEAM
Advanced Design
All Clover devices employ a sleek, modern design in a compact footprint, eliminating clutter and occupying less counter space than traditional POS systems. At the same time, Clover products are made with the highest quality materials, including durable brushed aluminum and Antimicrobial Corning® Gorilla® Glass.
Future-Proof Solutions
All Clover products are ready to process EMV, NFC/Apple Pay™ and PIN Debit right out of the box!
Clover® App Market
The Clover App Market is constantly evolving. Customize Clover to your specific needs now, tomorrow or years down the road with intuitive apps and receive automatic software updates!
The Cloud
All Clover products operate on a cloud-based platform, allowing you to manage your business from anywhere! Plus, Clover does not store sensitive cardholder data in the hardware, so in the event of a loss of power or unforeseen circumstances, your data is backed up and securely stored in the Cloud.
Security
Each Clover Station is fitted with a built-in encrypted swiper and includes breach coverage and IP scanning. You can rest assured that Clover is equipped to protect every transaction.
MEET THE CLOVER FAMILY
CLOVER STATION
CLOVER MINI
CLOVER FLEX
CLOVER GO
ProCharge® Mobile
With ProCharge® Mobile, you can process payments, refund customers and reconcile sales instantaneously on your mobile device!
User-friendly mobile app
Encrypted swiper
Supports multi-tender transactions
ProCharge® Payment Gateway
ProCharge® Payment Gateway automatically integrates all payment solutions through one common platform, synching all transaction data.
Easy to use virtual terminal
Real-time reporting and activity details
Recurring billing, e-invoicing and secure storage and processing of cardholder data
ProCharge® Plugin
ProCharge® Plugin streamlines your entire accounting process, allowing you to manage batch processing, e-invoicing, recurring billing, and refunds directly through the accounting software. Simply login to your existing QuickBooks® account and your transaction and billing data will automatically integrate—in real-time!
Process transactions with QuickBooks® Accounting Software
Secure storage and processing of cardholder data
Feature-rich application
Multi-user capable where supported; see system requirements for version information.
ProCharge® Plugin is designed for QuickBooks® Accounting Software versions Pro and Premier 2015-2021 Editions and Enterprise Solutions V15-21 for Windows.
QuickBooks® is a registered trademark of Intuit Inc. in the United States and other countries, used under license.
ProCharge® Point of Sale Plugin
ProCharge® POS Plugin offers seamless integration with QuickBooks® Point of Sale, simplifying the payment and accounting process. Continue to use your current QuickBooks® POS system and enjoy all the benefits of ProCharge!
Seamless integration with QuickBooks® Point of Sale
Streamlined operations and accurate reporting
Increased transaction speed
ProCharge® POS Plugin is designed for QuickBooks® Point of Sale versions 13 (2015) – 20 (2021).
QuickBooks® is a registered trademark of Intuit Inc. in the United States and other countries, used under license.
About ProCharge®
ProCharge enables you to process transactions via credit card terminals, mobile devices or an online virtual terminal—an in-house gateway with support for secure cardholder data storage and recurring billing. All transaction data is automatically synced between devices, effortlessly allowing access to data and the ability to process transactions anytime, anywhere.
All devices and applications integrated with ProCharge—including ProCharge Mobile, Payment Gateway and Plugin – may be used as a stand-alone payment processing solution or as fully-integrated platform! Benefit from:
Next Day Funding
Supports eGiftSolutions
PCI-DSS Certified
Visit procharge.com for additional information.
Endless Design Options
Select from hundreds of pre-designed templates or submit your own custom artwork.
No Hidden Fees
No annual, statement, artwork setup, or program cancellation fees, or any other hidden costs.
Free Welcome Kit*
Your kit includes envelopes, stickers, acrylic display, table tent, and inserts—a package valued at more than $50.00!
Access to Online Reporting
Check card balances, transactions, and purchases online in real time.
EGIFTSOLUTIONS
Enhance your service offerings with eGiftSolutions®, the most comprehensive gift card program available. Gift cards are a great way to generate more revenue for your business. Whether you operate a franchise or a single location, our in-house gift card program makes offering gift cards fast and easy. Our variety of processing programs and wide selection of customizable card designs and merchandising ensure that your brand gets into your customers’ hands as quickly as possible.
AMERICAN EXPRESS
OPTBLUESM PROGRAM
OptBlueSM is a payment processing option that allows smaller businesses to accept American Express credit cards — without paying higher merchant fees. Those who sign up for this program can automatically “bundle” American Express along with the other major card brands that they already accept.
Low Transaction Rates
Receive low American Express® rates while streamlining your merchant account.
Streamlined Boarding
Begin accepting American Express Cards today and open your doors to a broader range of customers.
Next Day Funding
Faster funding times and next day funding for qualified merchants.
Combined Daily Deposits
One batch deposit for ALL major card brands.
Integrated Statements
Faster funding times and next day funding for qualified merchants. Simplify your records and receive one consolidated statement for ALL major card brands.
Single Point of Contact
Electronic Payments serves as your sole point of contact for ALL card types.
Contact us today to learn more about the benefits of the OptBlueSM Program for American Express® Card Acceptance!
*Please note that processing volume and industry/business restrictions may apply.
Small Business Loans
Loan approval is based on business performance, not just credit score
Business Cash Advances
Conveniently repaid through a percentage of your future credit card sales
Lines of Credit
Withdraw funds as needed and incur costs only on those withdrawn funds
Bridge Loans
Working capital that rewards you with a discounted fee for early payment
Contact us today at 916 628-3954 to see how your business can obtain a short-term loan at an affordable cost.
*Final eligibility and loan amount will be based on a review of additional information submitted with the completed application. Additional Terms and Conditions apply.
EQUIPMENT
Sacramento Payments Company carries a vast inventory of state-of-the-art credit card processing equipment, terminals and software. We deploy everything from economical refurbished terminals to technologically advanced equipment with high-speed processing systems and support for EMV/NFC-enabled payments. Our systems are customized and designed to work well in any environment, including retail point of sale, supermarket/multi-lane, restaurant, hospitality and more.
Accept EMV/NFC Payments
The Verifone Vx520 and PAX S80 EMV/NFC-capable terminals provide you with optimal functionality in a compact design. With support for contactless and EMV transactions, your business will be equipped to handle any sale that walks through the door.
The Vx520 and PAX S80 offer advanced features, including:
EMV and NFC capability – Accept Apple Pay™!
Integrated contactless card readers
Built-in thermal printers
Internal PIN pads
High contrast displays
Fast connectivity
Exatouch
In today’s business environment, it is essential to have a POS solution that is secure, fast, redundant, and supports the latest payment technologies such as EMV and NFC/Apple Pay™. Exatouch® delivers on all fronts, optimizing payment acceptance while increasing productivity and managing operations.
For assistance in deciding which POS equipment and software are best for your business, contact us today at 916 628-3954.
EMV TECHNOLOGY
The switch to EMV is in full swing. As more consumers begin to rely on their newly issued chip cards, adding new in-store technology to accept EMV-enabled cards and more effectively safeguard sensitive card data and protect your business from potential liability is crucial. Sacramento Payments Company supports EMV technology and plays an active role in ensuring that our merchant partners are prepared for this new technology.
Learn
Learn about EMV and how it can affect your business. Visit electronicpayments.com and contact your local agent or Electronic Payments today for additional information.
Explore your Options
Speak with your Electronic Payments representative about which EMV-capable solutions work best for your business. Electronic Payments offers a wide array of affordable, state-of-the-art equipment that process the latest forms of payment, including EMV, NFC and Apple Pay™.
Prepare
Discuss EMV with your team to make sure everyone understands how the liability shift affects your business. Get your teams excited about adopting the payment methods of the future and show them how to operate your new EMV-capable equipment. Encourage them to show customers how to properly use their new EMV chip cards.
Implement
As your new EMV-capable solutions are installed, implement your staff training program and build customer awareness. Your new Electronic Payments EMV-capable terminal will come with an EMV 3-step counter decal, which you can place at checkout to guarantee a seamless checkout experience!
Let us help you select EMV and NFC-enabled solutions that are best for your business:
Sacramento Payments Company offers the latest EMV technology solutions to protect your business from financial impact caused by potential fraudulent transactions. Unlike traditional mag-stripe cards containing static data, EMV cards send coded data that changes with each transaction. Since only EMV-enabled devices are capable of decoding a chip card, fraud is greatly reduced at the point of sale.
PAY-AT-THE-PUMP & FLEET
With Sacramento Payments Company, you can process traditional bankcards such as Visa®, MasterCard®, Discover® and American Express® as well as fleet cards. Fleet cards are utilized by shipping and trucking companies, the federal government, and large corporations to fuel their vehicles across the nation while still receiving special incentives and centralized reporting.
Fleet cards lock out purchases for anything other than fuel and repairs – so a worker is not permitted to purchase food or convenience items on the cards – and enhanced tracking exists to track the odometer reading, the amount of fuel purchased as well as additional information such as the cost per gallon of gas.
Process High Transaction Volumes
The average gas station will process in excess of 2,000 to 3,000 transactions in a single month, a rival to some of the largest single-store retail locations across the country. Partner with a company that not only guarantees the lowest transaction rates, but can also support high transaction volumes and your business’s growth in the fuel industry
REPORTING TOOLS
Merchant Support Center
MerchantSupportCenter.com provides every merchant with the most robust and feature-rich online reporting available, complete with real-time access to your batch and deposit information, statements, chargeback reporting, transaction data and a historical list of all transactions – all available 24/7!
Complete Archive of Information
Sacramento Payments Company archives merchant statements and transaction data forever, giving our accounts the most thorough online reporting available today. If a batch or transaction is missing, you have the ability to search and download virtually any information regarding past processing activity into Excel® format. Statements are archived in PDF format for the life of the account and are readily available at the click of a button!
PCI COMPLIANCE
PCI Compliance is a standard of security established for any business that processes credit cards. Whether you have a computerized POS system, process over a phone and do manual imprints, process through a credit card terminal or have an e-commerce website taking orders, PCI establishes a series of best practices and minimum security protocols that must be observed for your business type.
In addition to a private organization, The PCI Security Standards Council (formed from many of our industry’s leading companies, including Visa®, MasterCard®, American Express®, Discover® and Japan Card®), the United States government has also become involved, passing bills into law such as FACTA (the Fair Accurate Credit Transaction Act), which has elements that control how merchants process credit cards.
Electronic Payments has created a dedicated website, pcicompliance.info, to assist all merchants in becoming fully compliant with the PCI DSS standard, regardless of business size or past experience with PCI compliance.
Visit pcicompliance.info and learn more today!
Dual Pricing
This program eliminates fees by using unique software that will create an cash and a credit price that will assist the merchant to offset the entirety of their processing fees. This program literally saves businesses thousands of dollars each month. This program is highly successful as many merchants are loving not having to pay processing fees anymore.
